ATFinancial Advisors Corp. (“ATFA”) is an SEC registered investment adviser and is a wholly owned subsidiary of ATBancorp.  ATFA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. ATFA’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of ATFA’s web site on the Internet should not be construed as ATFA’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  A copy of ATFA’s current written disclosure statement discussing ATFA’s business operations, services, and fees is available from ATFA upon written request.

ATFA does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to ATFA’s web site or incorporated herein, and takes no responsibility therefore.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Past performance may not be indicative of future results.  Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy will be profitable or equal the corresponding indicated performance level(s).  Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio.

Certain portions of ATFA’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, ATFA’s positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Charts and graphs used throughout this web site are provided as samples.  Moreover, no visitors to the web site should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from ATFA or from any other investment professional.  ATFA is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice. 

To the extent that any visitor to the web site utilizes any economic calculator or similar device contained within or linked to ATFA’s web site, the visitor acknowledges and understands that the information resulting from the use of any such calculator/device should not be construed as the receipt of personalized individual advice from ATFA, or from any other investment professional.

Each visitor to the web site agrees, as a condition precedent to his/her/its access to ATFA’s web site, to release and hold harmless ATFA, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from ATFA.