Investment Profile

Arguably, the most important step in the investing process is identifying and defining your investment goals and objectives, risk tolerance, time horizon, and other personal considerations. We capture this information through the completion of our comprehensive investment questionnaire. Understanding the details of your personal situation allows us to recommend the most appropriate asset allocation strategy and investment solution to meet your needs. It also provides the foundation for determining an appropriate asset allocation model for you.

Asset Allocation

History has shown that proper asset allocation is critical to the achievement of long-term investing success. To simplify this process, we have developed five asset class level model portfolios each designed to be spaced at equal intervals of risk. By creating a series of efficient model portfolios and defining a range of latitude for active management, the decision on how to allocate your investment dollars is made easy. A suitable model is selected based on the results of your investment profile and all of your investing criteria are documented in a comprehensive investment policy statement.

Strategy Selection

We recognize that every investor’s situation is unique. Portfolio size, investment objective, customization requirements, tax considerations, etc. can be very different and truly determine what type of investment strategies work well in a given situation. Our portfolio generation process takes all aspects of your investment profile into consideration and recommends the investment solution that is best suited to accomplish your goals and objectives.

Active Management

Once you have completed the steps to establish your model portfolio and have chosen the strategy best suited for your needs, our team of portfolio managers takes over the management of your account. In accordance with the criteria detailed in your investment policy statement, we execute a disciplined, research-driven process to actively manage the investments within your account. Additionally, calculated and deliberate tactical shifts are periodically made to the asset allocation models to take advantage of current market conditions and developing economic trends.

Review and Communicate

As time goes by, your investment portfolio will change and what is important in your life may also change. We believe that it’s critical that you periodically review your investment profile to ensure that your portfolio is still meeting your needs and objectives. We will provide you with comprehensive reporting of your portfolio’s performance, in addition to detailed quarterly account statements, so you know exactly what is happening within your accounts. You can also access your account information at any time via the Internet.